Vans2Lease offer vehicle finance products to personal and business customers. There are a number of finance options available in the marketplace and this page aims to provide you with all the facts and information to make an informed decision about the product that is right for you. As a business Vans2Lease specialise in vehicle leasing which in english means the long term rental of a vehicle. At this point in time we only advertise and provide quotations for Contract Hire for Businesses and also Personal Contract Hire for individuals.
It is important that we make you aware that there are a number of other products that offer different features and benefits making them suitable to different types of customer, see our guide below to read about the most common products in the marketplace.
Contract hire is a long term rental agreement that is based on the usership of a vehicle as opposed to the ownership of a vehicle. The contract is set for a defined period of time (usually between 18 months and 5 years) and with a defined annual mileage allowance.
Contract Hire is available to both personal and business customers and is known as PCH or Personal Contract Hire for individuals and BCH or Business Contract Hire for businesses.
This finance option will benefit a personal individual who wants a fixed monthly cost and is seeking to eliminate the financial risk associated with disposing of a vehicle. A customer who suits personal contract hire will mainly require usership of the vehicle and would not be looking for a guarenteed option to purchase the vehicle at the end of the contract period.
It will benefit a customer who is seeking to remove assets from a balance sheet, eliminate the financial risk associated with disposing of the vehicle and enjoy the convenience of a full maintenance service, at a fixed monthly cost.
Structurally similar to contract hire, contract purchase enables the customer to make fixed monthly payments. However, with contract purchase the customer has the option of retaining the vehicles at the end of the contract.
Key features and benefits include:
A business operating lease is a cost-effective way of financing a new vehicle for a business individual.
Key benefits and features include:
A personal operating lease is a financially sound way of financing a new vehicle as a private individual.
Benefits of a personal operating lease:
Finance lease is a popular funding option for commercial vehicles where contract hire is not suitable.
A lease purchase is an affordable solution of buying a vehicle when your business doesn't have the immediate finances to do so.
Key benefits include: